{"id":11424,"date":"2025-12-09T00:00:00","date_gmt":"2025-12-08T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-november-2025\/"},"modified":"2026-03-30T14:51:15","modified_gmt":"2026-03-30T07:51:15","slug":"money-market-commentary-november-2025","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/artikel\/money-market-commentary-november-2025\/","title":{"rendered":"Money Market Commentary : November 2025"},"content":{"rendered":"

Yield SRBI kembali meningkat, yang kami pandang sebagai salah satu langkah Bank Indonesia untuk menahan tekanan pelemahan rupiah. Di sisi lain, suku bunga deposito perbankan masih berada pada level rendah, meskipun menjelang akhir tahun terdapat potensi kenaikan oleh beberapa bank seiring kebutuhan window dressing laporan keuangan. Secara keseluruhan, imbal hasil instrumen pasar uang tetap rendah dan diperkirakan bertahan hingga pergantian tahun, selaras dengan ekspektasi ruang pelonggaran moneter yang masih terbuka.<\/p>\n

Pergerakan yield SRBI serta potensi kenaikan suku bunga deposito menjelang akhir tahun dapat menjadi momentum bagi pengelolaan portofolio pasar uang, karena tingkat reinvestasi yang tersedia berpotensi lebih menarik dibandingkan sebelumnya. Kami melihat ruang pelonggaran moneter masih terbuka hingga 2026, sehingga imbal hasil pasar uang saat ini masih tergolong atraktif relatif terhadap potensi penurunan yield ke depan.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n

 <\/p>\n\n\n\n\n\n\n\n
REKSA DANA PASAR UANG<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n
MMUSD<\/a><\/td>\nReksa Dana MMUSD berinvestasi pada Instrumen Pasar Uang dalam denominasi US Dollar dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang denominasi US Dollar tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

Info Lebih Lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nEmail Mandiri Investasi – cs@mandiri-investasi.co.id
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a><\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Yield SRBI naik dan deposito bisa naik tahun ini, memberi momentum reinvestasi pasar uang di tengah ruang pelonggaran moneter BI.<\/p>\n","protected":false},"author":1,"featured_media":7929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[351,367,368,389,390,391,392],"tags":[346,349],"class_list":["post-11424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-market-insights","category-market-update","category-weekly-market-update","category-monthly-macro-review","category-market-commentary","category-market-flash","tag-bahasa-indonesia","tag-english"],"acf":[],"yoast_head":"\nMoney Market Commentary : November 2025 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Yield SRBI naik dan deposito bisa naik tahun ini, memberi momentum reinvestasi pasar uang di tengah ruang pelonggaran moneter BI.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : November 2025 - 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