{"id":10687,"date":"2022-03-11T00:00:00","date_gmt":"2022-03-10T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-februari-2022\/"},"modified":"2026-01-19T16:05:11","modified_gmt":"2026-01-19T09:05:11","slug":"money-market-commentary-februari-2022","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/artikel\/money-market-commentary-februari-2022\/","title":{"rendered":"Money Market Commentary : Februari 2022"},"content":{"rendered":"

Hunting Higher Yields<\/h2>\n

 <\/p>\n

Suku bunga deposito masih berada pada jalur tren menurun di bulan Februari meskipun pertumbuhan kredit meningkat menjadi 5,5% yoy di Januari dari 4,9% yoy pada bulan sebelumnya. Kami mencoba menambah obligasi korporasi untuk meningkatkan yield secara keseluruhan meskipun persaingan pembelian di pasar primer dan sekunder cukup ketat. Beberapa obligasi dengan imbal hasil rendah akan segera jatuh tempo, sehingga kami memiliki lebih banyak likuiditas untuk menambah obligasi dengan yield yang lebih tinggi. Bank Indonesia akan menaikkan giro wajib minimum (GWM) mulai Maret menjadi 5% dari saat ini 3,5%, dilanjutkan Juni menjadi 6% dan September 6,5%. Kebijakan ini diambil untuk mendukung stabilitas dan memitigasi dampak normalisasi moneter global, khususnya suku bunga Fed yang akan disesuaikan pada Maret 2022. Kami tidak melihat GWM yang lebih tinggi akan membuat masalah likuiditas di pasar sehingga mengakibatkan yield dari obligasi dan bunga deposito menjadi lebih tinggi. Dengan tren penurunan suku bunga deposito dari bank-bank besar saat ini, reksa dana pasar uang menjadi pilihan yang lebih baik bagi investor untuk mendapatkan imbal yang lebih tinggi.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n

 <\/p>\n\n\n\n\n\n\n
PRODUK<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

<\/h3>\n

Info lebih lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a>
\nMoinves –\u00a0www.moinves.co.id<\/a><\/p>\n

 <\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Suku bunga deposito masih berada pada jalur tren menurun di bulan Februari meskipun pertumbuhan kredit meningkat.<\/p>\n","protected":false},"author":1,"featured_media":6453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[351,367],"tags":[346],"class_list":["post-10687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-market-insights","tag-bahasa-indonesia"],"acf":[],"yoast_head":"\nMoney Market Commentary : Februari 2022 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Suku bunga deposito masih berada pada jalur tren menurun di bulan Februari meskipun pertumbuhan kredit meningkat.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : Februari 2022 - 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