{"id":10651,"date":"2022-01-05T00:00:00","date_gmt":"2022-01-04T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-desember-2021\/"},"modified":"2026-01-19T16:05:08","modified_gmt":"2026-01-19T09:05:08","slug":"money-market-commentary-desember-2021","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/artikel\/money-market-commentary-desember-2021\/","title":{"rendered":"Money Market Commentary : Desember 2021"},"content":{"rendered":"

Maintaining Year-End Liquidity<\/h2>\n

 <\/p>\n

Di penghujung tahun 2021, kami mendapatkan beberapa penawaran bunga simpanan yang lebih tinggi oleh beberapa bank terutama BUKU 2 dan BUKU 3. Penawaran tersebut datang seiring dengan upaya untuk menjaga kecukupan likuiditas di akhir Desember. Kami melihat peningkatan kinerja keuangan beberapa bank. Sehingga kami semakin yakin untuk memperluas penempatan di bank-bank berkinerja baik tersebut. Pada saat yang sama, kami mengamati beberapa bank baru untuk dimasukkan ke dalam universe MMI. Yield dari obligasi pasar uang sudah pada level rendah dan mungkin bisa naik tipis. Oleh karena itu, kami mengambil lebih banyak posisi dalam deposito dengan suku bunga bank yang lebih tinggi. Menurut kami likuiditas di bank masih berlimpah meskipun pertumbuhan pinjaman lebih tinggi pada tahun 2022 dan bank tidak akan menawarkan suku bunga deposito yang lebih tinggi secara agresif dalam waktu dekat.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n

 <\/p>\n\n\n\n\n\n\n
PRODUK<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

<\/h3>\n

Info lebih lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a>
\nMoinves –\u00a0www.moinves.co.id<\/a><\/p>\n

 <\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

i penghujung tahun 2021, kami mendapatkan beberapa penawaran bunga simpanan yang lebih tinggi oleh beberapa bank terutama BUKU 2 dan BUKU 3.<\/p>\n","protected":false},"author":1,"featured_media":6378,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[351,367],"tags":[346],"class_list":["post-10651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-market-insights","tag-bahasa-indonesia"],"acf":[],"yoast_head":"\nMoney Market Commentary : Desember 2021 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"i penghujung tahun 2021, kami mendapatkan beberapa penawaran bunga simpanan yang lebih tinggi oleh beberapa bank terutama BUKU 2 dan BUKU 3.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : Desember 2021 - 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