{"id":10633,"date":"2021-12-02T00:00:00","date_gmt":"2021-12-01T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-november-2021\/"},"modified":"2026-01-19T15:44:07","modified_gmt":"2026-01-19T08:44:07","slug":"money-market-commentary-november-2021","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/artikel\/money-market-commentary-november-2021\/","title":{"rendered":"Money Market Commentary : November 2021"},"content":{"rendered":"

Rates Stabilizing<\/h2>\n

 <\/p>\n

Pertumbuhan pinjaman bank terus membaik mencapai 3,24% yoy di October, dibandingkan bulan sebelumnya di 2,21% yoy. Kredit consumer melalui kredit perumahan bertumbuh 8,87% yoy sementara kredit modal kerja melalui kredit UMKM naik 3,04% yoy di bulan October. Kebijakan persetujuan kredit saat ini diperlonggar yang sangat membantu ekonomi untuk pulih secepatnya. Berdasarkan universe bank kami, suku bunga deposito di bank BUKU 4 telah stabil di level yang cukup rendah, sementara di BUKU 2 dan 3 kemungkinan masih bisa menurun. Menariknya saat ini beberapa bank menawarkan deposito dengan tenor lebih panjang (3 dan 6 bulan) di tingkat bunga yang lebih tinggi dimana hal tersebut kami lihat sebagai indikasi bahwa tingkat suku bunga kemungkinan akan naik tahun depan.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n

 <\/p>\n\n\n\n\n\n\n
PRODUK<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

<\/h3>\n

Info lebih lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a>
\nMoinves –\u00a0www.moinves.co.id<\/a><\/p>\n

 <\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Pertumbuhan pinjaman bank terus membaik mencapai 3,24% yoy di October, dibandingkan bulan sebelumnya di 2,21% yoy.<\/p>\n","protected":false},"author":2,"featured_media":6341,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[351,367],"tags":[346],"class_list":["post-10633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-market-insights","tag-bahasa-indonesia"],"acf":[],"yoast_head":"\nMoney Market Commentary : November 2021 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Pertumbuhan pinjaman bank terus membaik mencapai 3,24% yoy di October, dibandingkan bulan sebelumnya di 2,21% yoy.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : November 2021 - 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