{"id":10589,"date":"2021-10-04T00:00:00","date_gmt":"2021-10-03T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-september-2021\/"},"modified":"2026-01-19T15:44:05","modified_gmt":"2026-01-19T08:44:05","slug":"money-market-commentary-september-2021","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/artikel\/money-market-commentary-september-2021\/","title":{"rendered":"Money Market Commentary : September 2021"},"content":{"rendered":"<h2 id=\"channelling-liquidity\">Channelling Liquidity<\/h2>\n<p>Terdapat banyak perkembangan data makro ekonomi di bulan September, termasuk pertumbuhan pinjaman. Didukung oleh membaiknya permintaan dari dunia usaha sejalan dengan meningkatnya mobilitas masyarakat, menurunnya suku bunga kredit baru, serta melonggarnya standar penyaluran kredit perbankan, intermediasi perbankan melanjutkan pertumbuhan positif sebesar 1,16% YoY pada bulan Agustus 2021. Pertumbuhan tersebut didorong oleh kredit konsumsi dan kredit modal kerja yang tumbuh masing-masing 2,84% YoY dan 1,27% YoY. Kredit UMKM juga terus mengalami peningkatan dengan tumbuh sebesar 2,70% YoY di Agustus 2021. Perkembangan tersebut menandakan adanya peningkatan konsumsi terutama permintaan pemilikan rumah, serta pemulihan dunia usaha. Selain itu, bunga reverse repo di Bank Indonesia semakin menurun yang menandakan BI mendorong perbankan untuk menyalurkan likuiditasnya ke pinjaman dibandingkan dengan menempatkan di BI. Yield dari obligasi pasar uang, khususnya obligasi korporasi, semakin rendah. Kami tidak melihat pembalikan cepat dari imbal hasil pasar uang dapat terjadi segera meskipun pertumbuhan pinjaman mulai naik.<\/p>\n<p>&nbsp;<\/p>\n<h2 id=\"rekomendasi-produk\">Rekomendasi Produk<\/h2>\n<table class=\"table table-striped table-bordered\">\n<thead>\n<tr>\n<th colspan=\"2\">PRODUK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.mandiri-investasi.co.id\/id\/reksa-dana\/pasar-uang\/mandiri-investa-pasar-uang-mipu-2\/\">MIPU<\/a><\/td>\n<td>Reksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.<br \/>\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.mandiri-investasi.co.id\/id\/reksa-dana\/syariah\/mandiri-pasar-uang-syariah\/\">MPUS<\/a><\/td>\n<td>Reksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.<br \/>\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<hr \/>\n<h3><\/h3>\n<h3 id=\"info-lebih-lanjut\">Info lebih lanjut<\/h3>\n<p>Hubungi Mandiri Investasi &#8211;\u00a0<a href=\"tel:0215263505\">(021) 526 3505<\/a><br \/>\nMandiri Investasi &#8211;\u00a0<a href=\"https:\/\/www.mandiri-investasi.co.id\/\">www.mandiri-investasi.co.id<\/a><br \/>\nMoinves &#8211;\u00a0<a href=\"https:\/\/moinves.co.id\/\">www.moinves.co.id<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p><em>DISCLAIMER<\/em><br \/>\n<em><br \/>\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terdapat banyak perkembangan data dalam makro ekonomi di bulan September 2021, termasuk pertumbuhan pinjaman.<\/p>\n","protected":false},"author":2,"featured_media":6247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[351,367],"tags":[346],"class_list":["post-10589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-market-insights","tag-bahasa-indonesia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money Market Commentary : September 2021 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Terdapat banyak perkembangan data dalam makro ekonomi di bulan September 2021, termasuk pertumbuhan pinjaman.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : September 2021 - 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