{"id":9735,"date":"2024-12-03T00:00:00","date_gmt":"2024-12-02T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-nov-2024\/"},"modified":"2026-01-19T16:36:43","modified_gmt":"2026-01-19T09:36:43","slug":"money-market-commentary-nov-2024","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/en\/market-update\/money-market-commentary-nov-2024\/","title":{"rendered":"Money Market Commentary : November 2024"},"content":{"rendered":"<h2>Steady<\/h2>\n<p>&nbsp;<\/p>\n<p>Bank Indonesia held its interest rates steady again in November 2024, following a similar decision in October. This move comes amid a strengthening U.S. dollar post-election, with BI prioritizing exchange rate stability where Rupiah depreciated around 5% (from Rp 15,200\/USD to Rp 15,900\/USD). By maintaining benchmark rate, money market funds remain attractive, offering strong returns, particularly as year-end approaches. Banks typically offer higher deposit rates during this period, boosting performance. Meanwhile, bonds\u2014especially corporate bonds\u2014are yielding high returns, making them a key focus for our fund strategy.<\/p>\n<p>&nbsp;<\/p>\n<h2 id=\"rekomendasi-produk\">Product Recommendation<\/h2>\n<p>&nbsp;<\/p>\n<table class=\"table table-striped table-bordered\">\n<thead>\n<tr>\n<th colspan=\"2\">MONEY MARKET FUND<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/article.moinves.co.id\/mandiri-investa-pasar-uang-mandiri-investasi\/?utm_source=market-commentary\">MIPU<\/a><\/td>\n<td>MIPU invests in Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Money Market Portfolio.<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/article.moinves.co.id\/mandiri-investa-pasar-uang-mandiri-investasi\/?utm_source=market-commentary\">MPUS<\/a><\/td>\n<td>MPUS Mutual Fund invests in Sharia-compliant Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Sharia Money Market Portfolio.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<hr \/>\n<h3 id=\"info-lebih-lanjut\">For More Information<\/h3>\n<p>Contact Mandiri Investasi &#8211; (021) 526 3505<br \/>\nMandiri Investasi Whatsapp &#8211; 0816 86 0003<br \/>\nMandiri Investasi Email &#8211; <a href=\"mailto:cs@mandiri-investasi.co.id\" target=\"_new\" rel=\"noopener\">cs@mandiri-investasi.co.id<\/a><br \/>\nMandiri Investasi Website &#8211; <a href=\"http:\/\/www.mandiri-investasi.co.id\/\" target=\"_new\" rel=\"noopener\">www.mandiri-investasi.co.id<\/a><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><em>DISCLAIMER<\/em><br \/>\n<em><br \/>\nThe opinions expressed in the article are for general informational purposes only and are not intended to provide specific advice or recommendations for individuals or specific mutual fund or investment products. It is intended solely to provide education about the financial industry. Views reflected in the content may change at any time without notice. All performance data and investment returns mentioned in this article cannot be used as a basis for calculation to buy or sell a mutual fund. This data is performance records based on historical data and is not a guarantee of future mutual fund performance. Investment through mutual funds carries risks. Investors are required to read and understand the prospectus before deciding to invest through mutual funds.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BI holds rates in November 2024. Money market products and corporate bonds offer high yields as year-end approaches.<\/p>\n","protected":false},"author":1,"featured_media":7569,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[368,382],"tags":[365],"class_list":["post-9735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-english"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money Market Commentary : November 2024 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"BI holds rates in November 2024. 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