{"id":11661,"date":"2021-08-04T00:00:00","date_gmt":"2021-08-03T17:00:00","guid":{"rendered":"https:\/\/wadidaw.site\/mandiri\/uncategorized\/money-market-commentary-july-21\/"},"modified":"2026-01-28T16:11:02","modified_gmt":"2026-01-28T09:11:02","slug":"money-market-commentary-july-21","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/en\/articles\/money-market-commentary-july-21\/","title":{"rendered":"Money Market Commentary : Inevitable Low Rate"},"content":{"rendered":"

Loan growth has finally come back to positive territory although still weak at level of 0.56% yoy in June 2021. The growth was driven by the improvement in performance and activity of companies and SMEs. Besides, banks have loosened their index of lending standard so business owner can obtain loan easier. Bank Indonesia expects loan growth can reach 4% – 6% in this year. We see Bank Indonesia has lowered the Open Market Operation (OMO) causing banks need to find other source of income and lower deposit rate further. At this point, we don\u2019t see declining money market rate can be reversed anytime soon.<\/p>\n

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DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Loan growth has finally come back to positive territory although still weak at level of 0.56% yoy in June 2021.<\/p>\n","protected":false},"author":1,"featured_media":11635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[366,382],"tags":[365],"class_list":["post-11661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-market-update","tag-english"],"acf":[],"yoast_head":"\nMoney Market Commentary : Inevitable Low Rate - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Loan growth has finally come back to positive territory although still weak at level of 0.56% yoy in June 2021.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : Inevitable Low Rate - 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