{"id":11597,"date":"2021-11-03T00:00:00","date_gmt":"2021-11-02T17:00:00","guid":{"rendered":"https:\/\/wadidaw.site\/mandiri\/uncategorized\/money-market-commentary-october-2021\/"},"modified":"2026-01-28T16:10:59","modified_gmt":"2026-01-28T09:10:59","slug":"money-market-commentary-october-2021","status":"publish","type":"post","link":"https:\/\/beta.toffeedev.com\/mandiri-new\/en\/articles\/money-market-commentary-october-2021\/","title":{"rendered":"Money Market Commentary : October 2021"},"content":{"rendered":"

Banks as Growth Engines<\/strong><\/h2>\n

The liquidity absorption in the financial market has slowly improved. Money supply M2 growth has been below 10% yoy for the last three months (July \u2013 September). The loan growth in September increased to 2.21% yoy, higher than 1.16% yoy August. The strong loan growth is driven by consumer loans through housing loans that are up 8,67% yoy and working capital loans through SME loans that slowly increased 2,97% yoy.\u00a0 Looking at the growing appetite for loans, we think BI will promote further ease in getting loans to support economic growth after Covid-19 pandemic. Having said that, we see banks would likely raise the deposit rates in the second quarter of 2022 if the loan growth gets stronger. While for money market bonds, yields have been quite low and we don\u2019t want to be captured in a low yield position in the portfolio for long period. We prefer to have flexibility if banks start to raise their deposit rates.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n\n\n\n\n\n\n
PRODUK<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

<\/h3>\n

Info lebih lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a>
\nMoinves –\u00a0www.moinves.co.id<\/a><\/p>\n

 <\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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